Yes, you can voluntary foreclosure your property only if your lender agrees to it. You will need to contact the lender, explain your hardship and that you cannot pay and if the lender agrees, you will need to deed your property to the lender who will then sell the property on its own terms to recover the loan amount. If the fair market value is less than the loan amount, you might be sued for the deficiency, unless you negotiate for them to waive their right to sue.
This is called a non-judicial voluntary foreclosure and is the most simple way to foreclosure on your property. Read more about it
here.
You are advised to speak with a real estate attorney on the specifics of the case to ensure your interests are protected.
Your first step is to contact the lender and request to voluntary foreclosure.
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