on bad debt if no payments have been made to the creditor for

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on bad debt if no payments have been made to the creditor for a year or longer is this debt considered dead and do creditors write these debts off

Optional Information:
basingstoke, United Kingdom

Customer (name blocked for privacy)

Status: Closed Value: $8

According to the FAQ at CAledonian Express, a UK credit information service, 
if an account has a default notice sent, it must, under the UK's Consumer Credit 
Act, be removed from the consumer's credit file after 6 years otherwise the answer 
to your question is no.  Therefore check if you have this default notice.

This is only legal/research information. Consult a local lawyer for specific legal advice. No Attorney Client relationship has been created. Don't Forget To Click ACCEPT.

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on bad debt if no payments have been made to the

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