You should not "make up" symptoms or effects from the accident as that would be insurance fraud. If you were injured, the insurance company is responsible for compensation of your injuries. They are responsible for your medical bills, lost wages, and pain and suffering. They are responsible for the repair to your vehicle. They are responsible for the diminishment of value; therefore, if you cannot agree on a settlement with the insurance company on the property damage part of the case, you could sue them in district court or in small claims court (assuming the amount is less than the maximum allowed in Alabama small claims court) for the appropriate amount of your damage. If you cannot agree with them on the property damage claim, remember that you can always sue the person who caused the damage in court for your property damage and possibly personal injury if you meet any applicable thresholds under Alabama law. Good luck.
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