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Does car insurance follow the person or the car?
Sent to Legal Experts March 15 12:57 PM

Licensed 19 year old driving parents car. 19 year does not own car and has no car insurance. Parents do have insurance for the car. 19 year old living with parents. If something were to happen while driving parent's car, would the accident be covered?

 

Optional Information:
Grand Rapids, Michigan

Already Tried:
nothing

Customer (name blocked for privacy)
Status:  Closed   Value: $15
Answer
March 15 12:58 PM (1 minute and 26 seconds later)
         
ACCEPTEDCheck Mark
If the 19 year old is considered part of the parent's family, their policy likely provides coverage for him to drive the car unless he was specifically excluded from driving the car and so long as he had their permission to take the car.

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Reply
March 15 1:04 PM (6 minutes and 3 seconds later)
         
The 19 year olds name is not on the parents policy. Does that matter?
Customer (name blocked for privacy)
Answer
March 15 1:09 PM (4 minutes and 47 seconds later)
         
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March 15 1:17 PM (7 minutes and 54 seconds later)
         
Thanks.
Customer (name blocked for privacy)
Info Request
March 15 1:22 PM (4 minutes and 52 seconds later)
         
Good luck!

Attorneys are limited to offering specific legal advice in states where they are licensed. Online responses offered here are ADVISORY OPINIONS only and should NOT be considered specific legal advice! Consult a local attorney for specific advice.
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