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I made purchases on my credit card @ 3 locations ...
Sent to Legal Experts December 16 03:03 AM

I made purchases on my credit card @ 3 locations and none of them were high dollar and I later received a call from the credit card company ask if I had made those purchase and I stated yes then they asked 2-3 security questions which the the 3rd one I had to look up due to I did not remember the answer I had given. The y then stated that I would need to go to a merchant and have them swipe my card and I need to show my license to verify idenity to continue using my card is that normal. all the places I went looked at my license

 

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bradenton, Florida

Already Tried:
Nothing yet I just found it unusual that they ask this maybe because its Christmas

Customer (name blocked for privacy)
Status:  Closed   Value: $30
Answer
December 16 3:34 AM (30 minutes and 16 seconds later)
         
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Most credit card companies have implemented programs to detect fraud/illegal use of cards. Most of these programs depend on pattern detection - any usual activity (different than your usual pattern of use) may trigger these types of calls.

Thes programs are designed to detect fraud, and you should welcome this type of computer generated alerts.

I have had several of these types of calls. On one occassion, the credit card company called when I used the credit card in 3 different states to buy gas in the same day. At this time, I had not been using that particular card on a regular basis to buy gas, and was driving to Florida. The sudden change in usage pattern, along with the multiple uses in multiple states raised suspicion that the card may have been stolen (even cloned and used by multiple people).

Please click "ACCEPT" if I answered your question to your satisfaction so that I may get credit for my work.

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FamilyPhysician -- MBA, MD -- 100% Positive Feedback on 232 Legal Accepts
Legal-medicine issues, business law principles, lecturer in medical-legal issues
Reply
December 16 4:43 AM (1 hour and 9 minutes and 9 seconds later)
         
so by going to a store and having them swipe my card and presenting my license is what they do when they question the usage
Customer (name blocked for privacy)
Answer
December 16 5:10 AM (27 minutes and 40 seconds later)
         
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FamilyPhysician -- MBA, MD -- 100% Positive Feedback on 232 Legal Accepts
Legal-medicine issues, business law principles, lecturer in medical-legal issues
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