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Car Insurance
Sent to Legal Experts September 29 04:02 PM

I am now 80 years of age and I am having difficulty in getting car insurance because of my age,most of the large companies wont consider me, and the few who will have boosted their prices through the roof.
I have 63 years driving experience and have never been before a court, the best offer    up to now is £727 and this is to high for me
Can anybody offer an alternative if so please call me on XXXXXXXXXXX
Thank you in anticipation
Sam Tenby

 

Optional Information:
2002 Land Rover Freelander 1.8

Already Tried:
More than 20 companies

Customer (name blocked for privacy)
Answer
September 30 2:43 AM (10 hours and 40 minutes and 21 seconds later)
         
REPLIEDCheck Mark
Hi Sam

I can fully appreciate how you feel about having to pay over the odds for car insurance just because you are over 79. Age Concern have been trying to lobby for this discrimination to stop :

http://www.ageconcern.org.uk/AgeConcern/0B9A83D6FD514AF4A9A74A6DA0B57626.asp

but the recent Age Discrimination Legislation only applies to employment and education i fear, though the forthcoming Equalities Act might add on goods and services.

I am 52 and have had a licence since I was 17, so when I am your age I will have the same length of experience and know all too well the pleasure of being able to drive.

I currently insure with Saga for my house contents but not for my car since I got a better deal from Norwich Union but I just wonder if Saga can help:

http://www.saga.co.uk/finance/motor/home.asp


I would imagine they should have addressed this because we are their target market.

My mum is 81 and she insures with the Coop still and I am sure she doesnt pay a lot though she has one of those upturned jelly moulds, not the lovely motor you have !

I agree £727 is too high, specially since you have a no claims bonus. Can I ask who you have insured with in the past and for how long? Did they just bump up the rate on your 80th birthday?

What I might also do is put the challenge to an insurance broker and let them try to get you the best deal.

If you need any more help, please ask.

Kindest regards
Natasha, York, UK


Edited by NatashaWallis on September 30 2006 at 2:44 AM



If you have found this information helpful, please will you click on the Accept button to show approval?

Thank you in advance and good luck in sorting out this challenge.

Natasha, York, UK
towards your future, together
Reply
September 30 11:06 AM (8 hours and 22 minutes and 57 seconds later)
         
Reply to Natasha Wallis's Post: I am already insured with Saga, these are the ones who are charging £727, Thank you for your help but I will have to do better.
Answer
September 30 12:05 PM (59 minutes and 1 second later)
         
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