
Ask A Question - Help - Register - Login

My husband and I filed bankruptcy in 1999. At the time, we ...

Sent to Legal Experts May 12, 2006 11:46 a.m.

My husband and I filed bankruptcy in 1999. At the time, we listed every creditor on our credit reports. Today, I received a call from a collection agency regarding a JCPenney credit card that 'they say' my husband had, that had a $350 balance on it. We have NEVER heard from them before, and to be honest, I do not know if he ever really had that card. It has never been listed on our credit report that I know of. I just looked up on the bankrupcty papers and do not see it listed. Now what do we do? Can they NOW start collecting on something that is 12years old, without contactingus before? Why isnt it on our credit? and can they ADD it to our credit report now, after 12 years?

Optional Information:
newburgh, New York

Customer (name blocked for privacy)

Status: Closed Value: $8

Answer
May 12, 2006 12:14 p.m. (27 minutes and 58 seconds later)

THIS ANSWER IS LOCKED!
You can view this answer by clicking here to Register or Login and paying $3.

Marie -- Realtor -- 100% Positive Feedback on 173 Legal Accepts
Real Estate Law/Broker Owner/Morgage/Title Co./Builders LLC

Think you can answer this question?
Login or Become an Expert

Related Answers:

	DISCLAIMER: You acknowledge that any information you may obtain from individuals you contact through use of the Just Answer service comes from those individuals, not from Just Answer!, and that Just Answer is not in any way responsible for any of the information these third parties may supply. The site and services are provided "as is" with no warranty and no representations are made regarding the qualification of an Expert. Responses and comments on Just Answer! are for general information and are not intended to substitute for informed professional advice (such as medical, legal, investment or accounting) and do not establish a professional-client relationship. Just Answer! is not intended or designed to address EMERGENCY QUESTIONS which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service.

Just Answer! > Legal > Bankruptcy Questions