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I just recieved a check from the insurance company for my ...

Sent to Legal Experts October 7 2006 at 2:27 PM
   

I just recieved a check from the insurance company for my totalled car, my family has been waiting for this check for some time and had it next dayed. However, the wording on the check worries us that they are trying to close out the whole claim(medical) and not just the car(as discussed with company). I need help understanding the wording on the check. ASAP!

 

Customer (name blocked for privacy)
Status:  Closed   Value: $8
Info Request
October 7 2006 at 2:32 PM (5 minutes and 9 seconds later)
         
REPLIED to Info RequestCheck Mark
Hello,

Let us know precisely what the wording is that is on the check and either I or someone else may be able to assist you.

Medicine&Law -- Mediator -- 99% Positive Feedback on 470 Legal Accepts
Dog/Owner Related Issues & Medical Insurance Claim Resolution
Reply
October 7 2006 at 2:39 PM (7 minutes and 23 seconds later)
         
Reply to Medicine's Post: The check reads,
In full settlement, satication, compromise and discharge of all claims and demands for loss and demage due to property damage.
Customer (name blocked for privacy)
Answer
October 7 2006 at 2:59 PM (19 minutes and 23 seconds later)
         
REPLIEDCheck Mark
Do you have an attorney that is handling your case? If you do, call the attorney. If not, call the insurance company.

Does any one in your family have injuries and still receiving medical care? If so, I would not cash the check as it states discharge from all claims.

I have to agree with you, the wording is a bit unclear. If you have any outstanding issues that need to be settled, cashing the check could impact further claims.

Medicine&Law -- Mediator -- 99% Positive Feedback on 470 Legal Accepts
Dog/Owner Related Issues & Medical Insurance Claim Resolution
Answer
October 7 2006 at 3:07 PM (7 minutes and 47 seconds later)
         
ACCEPTEDCheck Mark
If you sign and cash the check you will have no future claim or claims that are valid and legal. The cashing of this check will settle all litigation with this company. Do not sign it nor accept it if your not satisfied with the amount or if you have concerns for future medical or litigation proceedings. Let me know if you need further assistance on this.

Edited by 4ren6 on October 7 2006 at 3:08 PM

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October 7 2006 at 3:11 PM (4 minutes and 7 seconds later)
         
Reply to Medicine's Post: It is Saturaday and know one is in their offices. We do have medical claims that have not been settled yet. The insurance company in past offers for the car have said that the car and the medical claims are separate however we accepted a new offer on the car after haggeling for sometime, and the wording on the check made us wonder if they are trying to pull a fast one. So, you don't think we should cash the check?
Customer (name blocked for privacy)
Answer
October 7 2006 at 3:13 PM (2 minutes and 20 seconds later)
         
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Medicine&Law -- Mediator -- 99% Positive Feedback on 470 Legal Accepts
Dog/Owner Related Issues & Medical Insurance Claim Resolution
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